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EMPIRE GLOBAL SG IS A TOP LICENSED MONEYLENDING COMPANY IN SINGAPORE. SPECIALIZING IN PAYDAY LOANS AND FOREIGNER LOANS

Empire Global SG is a Professional Licensed Money Lending Company approved by IPTO (Registry of Moneylenders) in Singapore. We are devoted to help you cope with the financial emergencies in life through a comprehensive range of loans services available

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Defining Different Types of Loans

The first thing that come to mind each time we learn about a new term is “What does it mean?”. Here, we would like to introduce a few commonly used loans terms.

Secured Loan

Debt backed or secured by collateral to reduce the risk associated with lending. An example would be a mortgage, your house is considered collateral towards the debt.

If you default on repayment, the bank seizes your house, sells it and uses the proceeds to pay back the debt.

Unsecured Loan

A loan that is issued and supported only by the borrower’s creditworthiness, rather than by a type of collateral.

An unsecured loan is one that is obtained without the use of property as collateral for the loan. Borrowers generally must have high credit ratings to be approved for an unsecured loan.

Personal Loan

One of the most popular form of loan is the Personal Loan or sometime being use as another term for unsecured loan.

Because they are unsecured, that is, the borrower doesn’t need to yield for collateral in exchange for the loan, hence, a easier and faster way to obtain a loan and very popular among people.

Foreigner Loan

This is a term usually referring to loans offer to foreigners in the country.

Foreigner loan are usually made directly and easily just like personal loan.

It also does not require an upfront application fee and there is no credit check requirement. These are usually unsecured and may tight with slightly higher interest rate.

Payday Loan

Payday loan is a term commonly used in the load industry referring to a loan equivalent to getting your payday allowance in advance.

This is also sometimes refer to as “Bridging Loan” as it acts as a bridge to help individual in need of cash urgently before his/her payday comes. Payday loan is also easier to apply as the amount is usually small in comparison.

Please do not hesitate to give us a call or drop us an email if you have any questions about the loans or what kind of loans will be suitable for you and your needs.

You may also wish to find out about the different types of repayment plans available.

Our friendly Customer Executives will be available to assist and answer all your enquiries before you go ahead to choose a loan that you will need.

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Testimonials From Our Customers

Happy Customer

First time I went to the licence moneylender at Bishan so I borrowed from them and base on my feelings they are friendly and polite, at the same time they educate those lenders on how to see whether is it ah long or not. So I am very pleased with it. 5 Stars

– Paul Kenny Lim

Service Satisfaction

Fast and prompt service. Applied a short term payday loan from licensed moneylender Empire Global Bishan. competitive interest rate (possibly the best in town). thorough checks by their friendly officers. Would highly recommend for people needing a short-term loan service.

– John Adams